Information

Buying or selling a home can be a challenging task. That’s why Team Realty has put together some simple packages designed to provide you with some basic help.

 

 

Sample Checklist for a Faster Sale

	LAWNS AND YARDS: Remove clutter, cut the grass, edge the walks, trim the hedges and weed the gardens.
	FRONT OF HOUSE: Paint, fix and wash railings, steps, storms, screens and or front door.
	LIGHTS: Replace all burned out interior and exterior bulbs and faulty switches.
	HALLS AND STAIRWAYS: Remove all clutter and give them a wide appearance.
	HARDWARE: Oil all hinges, tighten door knobs and drawer pulls, and make sure that all locks work

To obtain our full Pride of Homes Checklist E-Mail us today at TEAMREALTYKW.COM.

Three Sale Saving Tips

	Be sure to locate and have copies available of your Survey and Building Location Plan for prospective purchasers to show their Banker (their mortgage approval will be much quicker with this document).
	Check with your bank and get a signed Mortgage Verification statement showing any applicable penalties that would apply if you paid off the mortgage early. Your decision on the acceptability of an offer will be much easier with this information.
	Ask the bank that holds your mortgage if there are savings for you if you transfer your mortgage to your new home or have the buyer refinance through them.

For more cash and sale savings tips E-Mail us at TEAMREALTYKW.COM.

Samples of Home Buyers Information

	CLOSING COSTS TO A PURCHASER: Land transfer tax ($725.00 on first $100,000.00; $10.00 per thousand for the next $100,000.00), lawyer fees, adjustments.
	TYPES OF FINANCING: Conventional (with 25% down), high-ratio (Less than 25% down – and related fees).
	CMHC: What are the fees? (ie. 1% to 3 1/2% depending on downpayment) etc.
	INTEREST RATES AND CALCULATION OF MORTGAGE PAYMENTS: at 6% amortised over 25 years, payment is $6.40 per $1,000.00 or $640.00 on a $100,000.00 loan.

To obtain your free copy of our full HOME BUYERS KIT E-Mail us today at TEAMREALTYKW.COM.

Three Home Buying Tips

	Check out the costs of a Home Inspection before you begin.
	Shop for special promotions at financial institutions – they sometimes offer to pay legal fees or appraisal fees or more.
	Check into “Agency”and find out how it relates to your Home Buying process.

For more HOME BUYING TIPS E-Mail us at TEAMREALTYKW.COM.